HOME EQUITY LOANS DEALS AND REVIEW

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• What Credit score do I need to get approved for a home loan refinance?
  I am hoping to refinance my home loan to a lower rate. I understand that applying for a new Loan is a "Hard Inquiry" that will lower my credit score, so I do not want to apply unless I am reasonably sure of being approved. What score range would I need to have? Details: Current Loan: 335,... (economy)
• Bad Credit Home Loan?
  My husband and I want to buy a house. We already have 2 houses, they are both being leased to own and we can prove it. My husband has had the same job for 25 years and has a decent income. We will only be using his credit. We have a trust account with 2 times as... (economy)
• is there a place that offers home equity loans to people that have bad credit?
  my boyfriend and i own our home with no mortgage. we have around 76, 000 of equity in our home but have bad credit. is there somewhere we can go for a loan that works with the better business bureau. i want to make sure its legit. my boyfriend and i own our home with no mortgage.... (economy)
• How tax deductible are charitable donations and home equity loans?
  When they say donations and home equity loans are tax deductible, what does this mean? Does a 1000 donation mean 1000 less federal income tax? Does 1000 paid in interest on a home equity loan mean 1000 less federal income tax? When they say donations and home equity loans are tax deductible, what does this mean? Does... (economy)
• How can I get out of my home mortgage loan?
  Me and my fiance bought a home, now his family is residing with us temporarily. It has been a year, the loan is in both our names. How can I get out of it? I has been only 3 months since we bought the home. Me and my fiance bought a home, now his family is residing... (economy)
• Can I use my current owned home as collateral on new home mortgage loan?
  My family and I live in a home legally donated to us by my father. We have ownership. Can we use this home as collateral for a mortgage loan on another home in another state? If so, how does that work? My family and I live in a home legally donated to us by my father. We... (economy)
• It is a buyer's market - I understand that. Home equity loans, how do they work?
  If I purchase a home for 300, 000, but it is appraised for 350, 000, will I have automatic built in equity that I can use to consolidate 12, 000 in school loans and credit card debt? Or, will I still have to pay down some of the P I in my mortgage before I can use... (economy)
• Can we get a home mortgage loan with poor credit?
  My soon to be husband and I are renting a home in our area and paying 1100. 00 a month in rent. This is quite a bit for the area that we live in We are wanting to buy a home and feel that we have sufficient income around 90, 000 to own a home. The problem... (economy)
• Can I lock a home loan rate with more than ONE lender ?
  Can I lock a home loan rate with more than ONE lender ? So is it good to go with a broker than a lender directly ? Will I get a better rate from a broker than a lender directly ? Can I lock a home loan rate with more than ONE lender ? So is it... (economy)
• When is the best day to lock home loan rate ?
  I am looking at home loans and wanted to know if there is a day in the week which is best for locking ? I heard that treasuries auction happen on every wednesday and rate might either go up or down that day ? is it true ? Give me thoughts thanks I am looking at home... (economy)
• What would happen to your home mortgage loan in this case?
  Say if me and a co buyer buy a home together both first time home buyers, and get a conventional loan from a bank. If later, one of us wants to take our name down the le, would that be allowed? Would the bank re acess the other person's credit and issue a new loan to them?... (economy)
• More than one home equity loans at a time?
  I want to know if I can get more than one home equity loans at a time for a single house from different banks. Because I have applied for a home equity loan from a bank, but it seems to be not enough for me to do what I want to do with the money. So I... (economy)
• Public Records Reading - Mortgages, Do home equity loans show or just reverse and second mortgages?
  I read public records when doing RE research so I am wondering. I guess that only second and reverse mortgages show. And why would someone choose a second mortgage vs home equity loan? Are we saying that a home equity loan automatically shows as a lien? I read public records when doing RE research so I am... (economy)
• How can I get a home loan with bad credit?
  I am desperately wanting to purchase a home for me and my children. I have a steady income and the down payment but my credit is in bad condition. We desperately need to move from our area, but the rental amounts are too high. I attempted to acquire a loan through Bank Of America, but was denied... (economy)
• What are the key factors in obtaining a home mortgage loan?
  My credit is not bad or fair. It's good, just below excellent. How good does your credit have to be and what other factors are key to successfully obtaining a home mortgage loan? My credit is not bad or fair. It's good, just below excellent. How good does your credit have to be and what other factors... (economy)
• Why is home mortgage loan considered a tax benefit ?
  I am planning to buy a home and wanted to know why everyone thinks that home mortgage loan is tax beneficial. Example: If we are paying around 15, 000 a year in interest property taxes and in tax refund 15 tax bracket we get back around 2K 3K and we are happy. Its like paying government 100... (economy)
• Does anyone know any reputable bad credit home loan dealers?
  My partner and I both have bad credit. We want to know if there are any reputable bad credit home loan dealers out there that will help us get a home loan with little to no deposit required. We are both employed full time but our finances are being eaten away by rent and paying off creditors.... (economy)
• Is it possible to get a home loan with bad credit?
  We would like to purchase a home listed around 125K and can put 20 down. Current salary is 192K. We have 500 p m in vehicle payments, but no other long term debt. DH is ex military, so he should be eligible for a VA loan. Should I even bother looking into this or do I just... (economy)
• what company is the best home mortgage loan lender?
  i am interested in refinancing my home and have a current loan with chase home mortgage. Which home loan lender it most popular or best to use? i am interested in refinancing my home and have a current loan with chase home mortgage. Which home loan lender it most popular or best to use?. Mortgage loan is... (economy)
• What is the best way to get home loan rate quotes?
  Who is the best to get a home loan from? I am in Oklahoma. Who is the best to get a home loan from? I am in Oklahoma. Start looking around, i think country wide is at the top of the list. find a lender in your area and get qualified to buy. I would float into... (economy)
• Can I use my current owned home as collateral on new home mortgage loan?
  My wife and I live in a home legally donated to us by family. We have ownership. Can we use this home as collateral for a mortgage loan on another home in another state? If so, how does that work? My wife and I live in a home legally donated to us by family. We have ownership.... (economy)